accrU

Run your finances like a business, for less than a lunch.

Start free. Upgrade when you want bank sync, statement imports, a real balance sheet, and exportable reports.

Founding member

Founding Pro — $49/year, locked in for life

Everything in Pro at roughly half price, for as long as you stay subscribed. Limited to the first 500 members.

500 of 500 spots left

Free

Try the ledger and see whether cash or accrual fits how you think.

$0/month

  • Up to 3 accounts
  • 150 transactions per month
  • Cash or accrual income statement
  • Budgets and bills
  • Manual entry, categories, and tags

Pro

Most popular

The full ledger: sync, imports, reports, and exports.

$9/month

or $90/year — two months free

  • Unlimited accounts and transactions
  • Bank and brokerage sync
  • CSV statement import
  • Balance sheet and net worth history
  • CSV and PDF report exports
  • Recurring schedules, debt payoff, investments
  • Budget rollover, tags, and alerts

Household

For couples and families sharing accounts and obligations.

$15/month

or $150/year — two months free

  • Everything in Pro
  • Shared accounts with view or edit access
  • Collaborate with a partner on one ledger
  • Priority support

Prices in USD. Cancel anytime from the billing portal — you keep access through the end of the period you already paid for.

Questions

What happens to my data if I downgrade?
Nothing is deleted. Your accounts, transactions, and reports stay exactly as they are — the Free plan simply limits how much new data you can add each month and hides sync, imports, exports, and the advanced reports until you upgrade again.
Is the founding member price really locked in?
Yes. As long as the subscription stays active, founding members keep the founding annual rate even after list prices change. The offer closes once the first 500 spots are claimed.
Do you sell my financial data?
No. accrU makes money from subscriptions only — there are no ads, no data brokering, and no affiliate steering inside the product. Provider credentials are encrypted and read-only.
Can I cancel anytime?
Yes, from the Stripe billing portal inside the app. You keep full access through the end of the period you already paid for.